I’m looking for a
Financial Adviser
Financial Advisers deal with a number of matters relating to your personal financial affairs.
We’re here to help you with;
-
Your Superannuation
-
Your Investments
-
Your Retirement
-
Your Personal Insurance Cover
-
Your Estate Planning
-
Your Social Welfare/Centrelink Age Pension
Q. Do I need Financial Advice?
A. If you could achieve your financial goals by simply putting money away in the bank, you wouldn’t need a financial plan. Unfortunately, life is a little more complex – it’s hard to understand the intricacies of investment, taxation and ever-changing regulations, so you need professional help. Your transition from work to retirement is potentially a 40 year plus endeavour and you only have once chance at it. Why take the chance of “winging” it?
Q. What sort of Advice do you need?
A. The advice you seek can be holistic (which takes into account your full financial situation, needs and goals) or scaled (where you only seek advice for particular purposes).
​
Scaled advice means that you could see a financial planner for a particular purpose that is most relevant to you at any point in time – without the need to go through a holistic process that takes your full financial situation into account.
​
While scaled advice can make financial planning more affordable, it’s important to not lose sight of the bigger picture. This is where a professional financial planner can help you to take a step back and review your total financial situation.
Q. I’m scared of the cost. How much will this cost me?
A. We provide an initial consultation at no cost. During this consultation we will educate you on your current situation and holdings (superannuation, investments, insurance) and provide clarity on how to aim for your future goals. At this time we are able to ascertain the amount of work required from us to provide you with an indicative cost so you know exactly what you will be paying for what service.
​
We find that in most cases, our clients save more money than our costs so it is well and truly a win win situation for all.
Q. I am already in debt. How can I afford a financial advisor?
A. The help of a financial advisor may be less expensive than you might think. Depending on the help you are looking for, you could be looking at a fee only situation or commission based pricing.